{"id":1550,"date":"2016-01-28T14:00:00","date_gmt":"2016-01-28T14:00:00","guid":{"rendered":"https:\/\/www.allenandallen.com\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/"},"modified":"2024-04-10T08:16:33","modified_gmt":"2024-04-10T13:16:33","slug":"puedo-recuperar-los-gastos-medicos-aunque-mi-seguro-medico-los-haya-pagado","status":"publish","type":"post","link":"https:\/\/www.allenandallen.com\/es\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/","title":{"rendered":"\u00bfPuedo recuperar los gastos m\u00e9dicos aunque los haya pagado mi seguro m\u00e9dico?"},"content":{"rendered":"<p>Yes, you can.\u00a0 Virginia law includes what is called the \u201ccollateral source\u201d rule.\u00a0 If someone is negligent and hurts you, there is no reason why he should get the benefit of health insurance that you paid for.\u00a0 As the Supreme Court of Virginia has said, \u201cA person who is negligent and injures another \u2018owes to the latter full compensation for the injury inflicted[,] . . . and payment for such injury from a collateral source in no way relieves the wrongdoer of [the] obligation.\u2019\u201d<a title=\"\" href=\"#ftn1\">[1]<\/a> Thus, the wrongdoer\u2019s obligation to you is not diminished by your receipt of insurance payments, social security benefits, public and private pension payments, unemployment compensation benefits, vacation and sick leave allowances, and other payments made by employers to injured employees, both contractual and gratuitous.<a title=\"\" href=\"#ftn2\">[2]<\/a><\/p>\n<p>Moreover, in your personal injury claim, you may be reimbursed for the full amount of the medical bills \u2013 you are not limited to the amount the health care provider accepted from your health insurance company.\u00a0 As you may have seen from health insurance \u201cExplanation of Benefits\u201d pages, there is a significant difference between the total amount billed and the amount your insurance company pays, which the health care provider accepts as payment in full.\u00a0 The reason for this is that by participating with an insurance company, the health care provider gains access to more patients (\u201ccustomers\u201d) and can make a profit at lower billing rates with a higher volume.\u00a0 But, because this reduction in cost is something that was negotiated by your health insurer, and benefits you because of your purchase of insurance, the person who hurt you through negligence is not entitled to the benefit of that reduction.<\/p>\n<p>We are fortunate to live in a state that applies the collateral source rule, and gives you the benefit of insurance you buy, while holding wrongdoers fully accountable for the harm they cause.<\/p>\n<p><em><strong>About The Author:<\/strong><\/em> Malcolm &#8220;Mic&#8221; McConnell is a personal injury lawyer who helps injured persons get the fair compensation they deserve. He is the lead Medical Malpractice attorney at the Allen Law Firm and has nearly 30 years of experience handling cases in a variety of medical specialties. Mic was named the Best Lawyers&#8217; Medical Malpractice Law &#8211; Plantiffs &#8220;Lawyer of the Year&#8221; in 2016 and 2013.<\/p>\n<hr align=\"left\" size=\"1\" width=\"33%\" \/>\n<p><a title=\"\" name=\"ftn1\"><\/a>[1] <em>Minnix v. Hall<\/em>, 178 S.E.2d 519, 520 (Va. 1971).<\/p>\n<p><a title=\"\" name=\"ftn2\"><\/a>[2] <em>Acuar v. Letourneau<\/em>, 531 S.E.2d 316, 320 (Va. 2000).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u00ed tu puedes. La ley de Virginia incluye lo que se llama la regla de \u201cfuente colateral\u201d. Si alguien es negligente y te lastima, no hay raz\u00f3n por la que deba obtener el beneficio\u2026<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-1550","post","type-post","status-publish","format-standard","hentry","category-blog","import-complete"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can I recover medical expenses even though my health insurance paid them? | Medical Malpractice Lawyers | Richmond, Fredericksburg, Charlottesville, and Petersburg | Allen, Allen, Allen &amp; Allen<\/title>\n<meta name=\"description\" content=\"If someone is negligent and hurts you, there is no reason why he should get the benefit of health insurance that you paid for.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.allenandallen.com\/es\/blog\/puedo-recuperar-los-gastos-medicos-aunque-mi-seguro-medico-los-haya-pagado\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I recover medical expenses even though my health insurance paid them?\" \/>\n<meta property=\"og:description\" content=\"If someone is negligent and hurts you, there is no reason why he should get the benefit of health insurance that you paid for.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.allenandallen.com\/es\/blog\/puedo-recuperar-los-gastos-medicos-aunque-mi-seguro-medico-los-haya-pagado\/\" \/>\n<meta property=\"og:site_name\" content=\"Allen and Allen\" \/>\n<meta property=\"article:published_time\" content=\"2016-01-28T14:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-10T13:16:33+00:00\" \/>\n<meta name=\"author\" content=\"superfli\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@allenandallen\" \/>\n<meta name=\"twitter:site\" content=\"@allenandallen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"superfli\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u00bfPuedo recuperar los gastos m\u00e9dicos aunque los haya pagado mi seguro m\u00e9dico? | Abogados de negligencia m\u00e9dica | Richmond, Fredericksburg, Charlottesville y Petersburg | Allen, Allen, Allen y Allen","description":"Si alguien es negligente y lo lastima, no hay ninguna raz\u00f3n por la que deba obtener el beneficio del seguro m\u00e9dico que usted pag\u00f3.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.allenandallen.com\/es\/blog\/puedo-recuperar-los-gastos-medicos-aunque-mi-seguro-medico-los-haya-pagado\/","og_locale":"es_ES","og_type":"article","og_title":"Can I recover medical expenses even though my health insurance paid them?","og_description":"If someone is negligent and hurts you, there is no reason why he should get the benefit of health insurance that you paid for.","og_url":"https:\/\/www.allenandallen.com\/es\/blog\/puedo-recuperar-los-gastos-medicos-aunque-mi-seguro-medico-los-haya-pagado\/","og_site_name":"Allen and Allen","article_published_time":"2016-01-28T14:00:00+00:00","article_modified_time":"2024-04-10T13:16:33+00:00","author":"superfli","twitter_card":"summary_large_image","twitter_creator":"@allenandallen","twitter_site":"@allenandallen","twitter_misc":{"Written by":"superfli","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/#article","isPartOf":{"@id":"https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/"},"author":{"name":"superfli","@id":"https:\/\/www.allenandallen.com\/#\/schema\/person\/614e3c785f884823fbc9ff741159789c"},"headline":"Can I recover medical expenses even though my health insurance paid them?","datePublished":"2016-01-28T14:00:00+00:00","dateModified":"2024-04-10T13:16:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/"},"wordCount":398,"commentCount":0,"articleSection":["Blog"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/","url":"https:\/\/www.allenandallen.com\/blog\/can-i-recover-medical-expenses-even-though-my-health-insurance-paid-them\/","name":"\u00bfPuedo recuperar los gastos m\u00e9dicos aunque los haya pagado mi seguro m\u00e9dico? 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