FAQ: Should I use my health insurance to pay my medical bills when the accident is someone else's fault? Shouldn't their auto insurance company be responsible for those bills?
Author: Charles Littlepage Allen, Richmond Personal Injury Attorney
Clients often ask if they should use their own health insurance to pay their medical bills after a collision. The answer is yes. If you've been injured in a crash, using your health insurance to cover your medical expenses will get them paid now.
Many medical providers and specialists require patients to have health insurance before the providers will provide treatment. Since accidents are never anticipated, having health insurance provides the means to obtain the proper care required for the injuries incurred, without depleting your finances until the case settles.
Under Virginia law, health insurance companies…