Why do I need an attorney to represent me in my personal injury case?

The insurance policy requires the person who caused your accident to contact the insurance company promptly. As soon as the accident is reported to the company, they begin an investigation and begin preparing to defend the company against your claim. Insurance company employees are knowledgeable about claims and are trained to make your claim cost the insurance company as little as possible.

You need someone knowledgeable working on your claim and looking out for your interests as soon as possible… [ read more ]

How Much Auto Insurance Should You Buy?

Author: Elizabeth Morrell Allen

Attorney Elizabeth M. Allen

How much automobile insurance should you buy?
The answer is easy: As much as you can afford.

The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the… [ read more ]

Should You Carry Medical Expense Coverage On Your Policy?

Attorney Kathleen Llewellyn-Duncan

By Attorney Kathleen Llewellyn-Duncan

Medical Expense coverage (sometimes known as Medical Payments) is an optional coverage available on Virginia Automobile Policies. This coverage covers all reasonable and necessary medical expenses for injuries resulting from a motor vehicle collision, or even arising out of the use of a motor vehicle. Medical Payments coverage covers anyone named on the policy (the “named insured”), a… [ read more ]

What About My Car? How to deal with your car damage after an accident.

What About My Car?

You may or may not have had severe injuries after your unfortunate car or truck accident but WHAT ABOUT YOUR CAR? If your car was damaged and the accident was not your fault, here are some guidelines to help you in dealing with the insurance companies and getting your car repaired.

What is covered?
You are entitled to payment for any damage done to… [ read more ]

Look Out For The Other Guy – Uninsured and Under Insured Motorist Coverage

Attorney Matthew B. Murray

By Matthew B. Murray

The economic news is going from bad to worse and we find ourselves looking over our shoulder for what comes next. What comes next could be an out of control car coming into your lane.

There’s not much you can do to prevent a car crash caused by someone else, but there is a lot… [ read more ]