Aug
18
2010
Robert L. Mertig, Claims Consultant
Author: Claims Consultant Robert L. Mertig
In Virginia, we see many instances where the at-fault party has only minimum limits of automobile liability insurance coverage, and the injured party also has only the minimum limit of $25,000.[1] Under these circumstances, often the most you can recover — no matter how serious your injury or loss – is only $25,000.
Increasing your liability and UM (Uninsured Motorist) limits… [ read more ]
Apr
2
2010
Attorney Priscilla R. Woody
Author: Attorney Priscilla R. Woody
When I first meet a client who have been injured through no fault of their own, one of my first questions is: “How much insurance do you have?” Most clients answer, “I have full coverage.” However, when we review their declaration page and policy, the clients are surprised to learn that they have minimal insurance coverage on their vehicles. The confusion comes… [ read more ]
Oct
9
2009
Attorney R. Clayton Allen
By Attorney R. Clayton Allen
While talking to a client today about their auto insurance, I was reminded of a number of misconceptions and misunderstandings many people have about motor vehicle insurance. Here are four of the most common ones I hear.
Myth #1. “The better known insurance companies offer better coverage, so it’s safer to be with one of those.”
The Virginia State Corporation Commission (SCC) Bureau of Insurance issues… [ read more ]
May
26
2009
Author: Attorney P. Christopher Guedri
Attorney P. Christopher Guedri
As a lawyer who specializes in the handling of personal injury claims, I often encounter clients that have been injured in serious motor vehicle accidents. Over the years, I have found that many clients don’t know what types of coverage they have on their vehicles, the amount of the coverage they purchased, or how the… [ read more ]
Mar
30
2009
Author: Elizabeth Morrell Allen
Attorney Elizabeth M. Allen
How much automobile insurance should you buy?
The answer is easy: As much as you can afford.
The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the… [ read more ]
Feb
17
2009
The economic news is going from bad to worse and we find ourselves looking over our shoulder for what comes next. What comes next could be an out of control car coming into your lane.
There’s not much you can do to prevent a car crash caused by someone else, but there is a lot… [ read more ]
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