Articles tagged with: insurance company
Chesterfield Attorney, Insurance Companies, Insurance Coverage »
Egena Younger, Claims Consultant
Author: Egena T. Younger
You have been involved in an accident and are contacted by the insurance company. The adjuster requests your full name, address, date of birth and social security number. You feel uncomfortable providing such private information, but you are told that the information is required to handle your claim, or maybe you are told that it is required to properly issue your check upon settlement of your claim. No matter what the reason, this information…
Insurance Companies, Personal Injury »
Bill Bootwright, Claims Consultant
Author: William P. “Bill” Bootwright, Claims Consultant
You have often heard the expression “you can’t have your cake and eat it, too.” (1) But that’s exactly what the insurance companies try to do in handling claims. Whatever the situation, they try to argue that means the injured person wasn’t hurt very much. Sometimes they create a problem, and then try to benefit from it. Just the other day I had a case with a claims adjuster where this expression…
Car Accidents, Personal Injury, Trucking Accidents, Virginia Law »
Author: William P. Bootwright
Bill Bootwright, Claims Consultant
It’s often been said, and with good reason, that the contributory negligence defense is “an insurance company’s dream” and plaintiff’s “worst nightmare.” Under the common law doctrine of contributory negligence, there is no comparison of fault between the wrongdoer and the injured person. If the injured person is even 1% at fault in a way that significantly contributes to cause the injury, the injured person loses. Technically, this prohibits an injured person from making a…
Car Accidents, General Information, Petersburg Attorney »
Attorney Elizabeth M. Allen
Author: Attorney Elizabeth Morrell Allen
You’ve been in an auto accident that wasn’t your fault. Within a few days, an adjuster for the insurance company of the guy who hit you calls on the telephone. The adjuster wants you to give a recorded statement telling her how the accident happened and also asks you to provide some personal information. She says she wants to help you, and you certainly need help. All she needs before she can pay…
Car Accidents, Fredericksburg Attorney, Insurance Companies, Personal Injury »
Claims Consultant Chris Cloude
Author: Chris Cloude
You are driving to the grocery store taking your time and following your normal route. As you approach an intersection, the stoplight is green and you proceed into the intersection. Out of the corner of your eye you see a flash, and your car is hit on the passenger side.
A few days later, an adjuster calls you from the insurance company for the person that hit you. The adjuster informs you that the insurance company…
Insurance Coverage, Petersburg Attorney »
Author: Elizabeth Morrell Allen
Attorney Elizabeth M. Allen
How much automobile insurance should you buy?
The answer is easy: As much as you can afford.
The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the coverage you paid for, no matter how high a verdict there may be…
General Information, Personal Injury, Richmond Attorney »
Attorney Charles Littlepage Allen
“What is my case worth?” I am often asked this question by clients when I am first getting to know them. The simple answer is this; whatever a jury says it is worth.
Some people with personal injury claims are surprised to find out that they are not automatically entitled to a settlement from the insurance company. In fact, their only legal right is a trial to determine the amount of their recovery. The only…
Car Accidents, Fredericksburg Attorney, Insurance Coverage, Personal Injury »
Attorney Kathleen Llewellyn-Duncan
By Attorney Kathleen Llewellyn-Duncan
Medical Expense coverage (sometimes known as Medical Payments) is an optional coverage available on Virginia Automobile Policies. This coverage covers all reasonable and necessary medical expenses for injuries resulting from a motor vehicle collision, or even arising out of the use of a motor vehicle. Medical Payments coverage covers anyone named on the policy (the “named insured”), a spouse, and any relative residing in the household.
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Car Accidents, Insurance Companies, Insurance Coverage, Trucking Accidents »
What About My Car?
You may or may not have had severe injuries after your unfortunate car or truck accident but WHAT ABOUT YOUR CAR? If your car was damaged and the accident was not your fault, here are some guidelines to help you in dealing with the insurance companies and getting your car repaired.
What is covered?
You are entitled to payment for any damage done to your car and personal property, such as, clothing, eye wear, sports equipment, or personal belongings that…
General Information, Insurance Companies »
How Insurance Companies Deny, Delay, Confuse or Refuse
The American Association for Justice Reports
What are some of the tactics used by insurance companies to make money at the expense of consumers? “Some of America’s most well-known insurance companies—the same ones that spend billions on advertising to earn your trust—have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money.”
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