Robert L. Mertig
R. Clayton Allen
Authors: Bob Mertig & R. Clayton Allen, Esquire
When you purchase auto insurance in Virginia(1), there are several types of coverage on the policy that are optional. One of these is Medical Payments coverage. Medical Payments coverage is a “first party coverage” which you may purchase in addition to the basic liability coverage… [ read more ]
Attorney Priscilla R. Woody
Author: Attorney Priscilla R. Woody
When I first meet a client who have been injured through no fault of their own, one of my first questions is: “How much insurance do you have?” Most clients answer, “I have full coverage.” However, when we review their declaration page and policy, the clients are surprised to learn that they have minimal insurance coverage on their vehicles. The confusion comes… [ read more ]
Robert L. Mertig, Claims Consultant
Author: Robert L. Mertig
To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the “Uninsured Motor Vehicle Fee”. Insurance requirements also apply to antique motor vehicles. Virginia requires the following minimum coverage:
- Bodily injury/death of one person $25,000
- Bodily injury/death of two or more persons $50,000
- Property damage $20,000
The $500 Uninsured Motor Vehicle… [ read more ]
Author: Attorney P. Christopher Guedri
Attorney P. Christopher Guedri
As a lawyer who specializes in the handling of personal injury claims, I often encounter clients that have been injured in serious motor vehicle accidents. Over the years, I have found that many clients don’t know what types of coverage they have on their vehicles, the amount of the coverage they purchased, or how the… [ read more ]
Author: Elizabeth Morrell Allen
Attorney Elizabeth M. Allen
How much automobile insurance should you buy?
The answer is easy: As much as you can afford.
The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the… [ read more ]
The economic news is going from bad to worse and we find ourselves looking over our shoulder for what comes next. What comes next could be an out of control car coming into your lane.
There’s not much you can do to prevent a car crash caused by someone else, but there is a lot you can do to protect yourself from the consequences of being hit by an uninsured or underinsured motorist.
The economic downturn… [ read more ]
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The blog is maintained and edited by Allen & Allen partner and personal injury attorney R. Clayton Allen. Clayton is a seasoned litigator who has successfully handled all types of personal injury cases. He has been with Allen, Allen, Allen & Allen for over 20 years, where he is known for negotiating settlements with difficult insurance companies and for handling complex cases.