Apr
2
2010
Attorney Priscilla R. Woody
Author: Attorney Priscilla R. Woody
When I first meet a client who have been injured through no fault of their own, one of my first questions is: “How much insurance do you have?” Most clients answer, “I have full coverage.” However, when we review their declaration page and policy, the clients are surprised to learn that they have minimal insurance coverage on their vehicles. The confusion comes… [ read more ]
Aug
12
2009
Robert L. Mertig, Claims Consultant
Author: Robert L. Mertig
To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the “Uninsured Motor Vehicle Fee”. Insurance requirements also apply to antique motor vehicles. Virginia requires the following minimum coverage:
- Bodily injury/death of one person $25,000
- Bodily injury/death of two or more persons $50,000
- Property damage $20,000
The $500 Uninsured Motor Vehicle… [ read more ]
Mar
30
2009
Author: Elizabeth Morrell Allen
Attorney Elizabeth M. Allen
How much automobile insurance should you buy?
The answer is easy: As much as you can afford.
The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the… [ read more ]
Feb
17
2009
The economic news is going from bad to worse and we find ourselves looking over our shoulder for what comes next. What comes next could be an out of control car coming into your lane.
There’s not much you can do to prevent a car crash caused by someone else, but there is a lot… [ read more ]
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