The insurance policy requires the person who caused your accident to contact the insurance company promptly. As soon as the accident is reported to the company, they begin an investigation and begin preparing to defend the company against your claim. Insurance company employees are knowledgeable about claims and are trained to make your claim cost the insurance company as little as possible.
You need someone knowledgeable working on your claim and looking out for your interests as soon as possible also. If you've been injured after an accident, you should consult an attorney right away. A lawyer can help you decide whether it is in your best interests to pursue a claim and how to do so.
What can a personal injury law firm like Allen & Allen do for you that you can't do for yourself?
First, one of our experienced and knowledgeable attorneys can advise you of any crucial deadlines in your case. They can explain relevant Statutes of Limitations that require you to file suit on or before a certain date. They can also tell you about time limits for filing mandatory "notices" of your claim in cases involving certain types of defendants. For instance, in Virginia, in a claim against a city, usually you must give a written notice within six months or the claim against the city is barred. Other missed deadlines can also prevent you from making a recovery.
Second, at the direction of our attorneys, our team of investigators will promptly investigate the facts surrounding your accident. After car accidents, tractor trailer accidents, slip and fall accidents, premises liability injuries, and wrongful deaths, Allen & Allen's investigators are prepared to interview law enforcement officers and eyewitnesses, take photographs of the scene or vehicles, and preserve other relevant evidence that may help win your case. Sometimes a single picture of the damage to your vehicle, or of bruises or swelling, can be the key to a successful recovery in your case.
Third, the attorneys at Allen & Allen can identify the potential defendants in your case. When you are badly injured and your medical bills are substantial, this information may be critical to making sure that you receive a fair monetary settlement or verdict. Sometimes it's not easy to identify all persons and/or entities, such as businesses or government agencies, bearing legal responsibility for your injuries. An experienced personal injury attorney has the skills and ability to track down the defendants in your case. The sooner you contact an attorney, the sooner the attorney can begin this process and the more likely it is this inquiry will be successful.
Fourth, our personal injury attorneys will explore all sources of recovery in your case. These may include:
- Insurance policies that may cover vehicles involved in your accident;
- Insurance policies that provide coverage for the person(s) or entities responsible for your injuries;
- Insurance policies that cover an employer of the person responsible for your injuries;
- Insurance policies that cover the vehicle which you occupied at the time of the accident; and
- Your own insurance policy and the policies of family members who live with you.
Fifth, and probably most important, an experienced attorney is equipped to develop a legal strategy that puts your case in the best posture to maximize the recovery you deserve. If your case is small because your injuries heal quickly and little medical treatment is required, then it may not be cost effective for you to have an attorney and you may be able to handle the claim on your own. In either event, a prompt meeting to discuss your claim will allow our attorneys to help you decide what you want to do. And remember - there is no cost or obligation for an initial consultation with one of our attorneys.