Sep
3
2009
Courtney Van Winkle – Attorney
Author: Attorney Courtney Van Winkle
Home is where the heart is. Your home is also where you keep many of your most precious belongings. Your home may well be your biggest investment. How do you best protect your home and your personal property from the risk of an unexpected event? How do you keep from being personally ruined if something bad happens? The purchase of homeowners insurance will help you… [ read more ]
Aug
12
2009
Robert L. Mertig, Claims Consultant
Author: Robert L. Mertig
To purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements or pay the “Uninsured Motor Vehicle Fee”. Insurance requirements also apply to antique motor vehicles. Virginia requires the following minimum coverage:
- Bodily injury/death of one person $25,000
- Bodily injury/death of two or more persons $50,000
- Property damage $20,000
The $500 Uninsured Motor Vehicle… [ read more ]
Jul
15
2009
Author: Egena T. Younger
Egena Younger, Claims Consultant
Clients often ask if they should use their own health insurance to pay their medical bills after an accident. The answer is yes. If you’ve been involved in an accident, using your health insurance to cover your medical expenses will get them paid now. Many medical providers and specialists require patients to have health insurance before the providers will provide treatment. Since accidents are never anticipated, having… [ read more ]
May
26
2009
Author: Attorney P. Christopher Guedri
Attorney P. Christopher Guedri
As a lawyer who specializes in the handling of personal injury claims, I often encounter clients that have been injured in serious motor vehicle accidents. Over the years, I have found that many clients don’t know what types of coverage they have on their vehicles, the amount of the coverage they purchased, or how the… [ read more ]
Mar
30
2009
Author: Elizabeth Morrell Allen
Attorney Elizabeth M. Allen
How much automobile insurance should you buy?
The answer is easy: As much as you can afford.
The primary reason to buy automobile insurance, both liability and uninsured motorist (UM) coverage, is to protect you and your assets. Your insurance company will almost never pay more in damages, to you or to a person you negligently injure, than the dollar amount of the… [ read more ]
Mar
9
2009
Attorney Kathleen Llewellyn-Duncan
By Attorney Kathleen Llewellyn-Duncan
Medical Expense coverage (sometimes known as Medical Payments) is an optional coverage available on Virginia Automobile Policies. This coverage covers all reasonable and necessary medical expenses for injuries resulting from a motor vehicle collision, or even arising out of the use of a motor vehicle. Medical Payments coverage covers anyone named on the policy (the “named insured”), a spouse, and any relative residing in the household.
Mar
4
2009
What About My Car?
You may or may not have had severe injuries after your unfortunate car or truck accident but WHAT ABOUT YOUR CAR? If your car was damaged and the accident was not your fault, here are some guidelines to help you in dealing with the insurance companies and getting your car repaired.
What is covered?
You are entitled to payment for any damage done to… [ read more ]
Feb
17
2009
The economic news is going from bad to worse and we find ourselves looking over our shoulder for what comes next. What comes next could be an out of control car coming into your lane.
There’s not much you can do to prevent a car crash caused by someone else, but there is a lot you can do to protect yourself from the consequences of being hit by an uninsured or underinsured motorist.
The economic downturn… [ read more ]
