Richmond Injury Lawyer Scott D. Fitzgerald
Author: Scott D. Fitzgerald, Richmond Personal Injury Lawyer
Yes. Regardless of fault, it is important to call your insurance company and report any accident that involved injuries or property damage.
A common myth is that you do not need to contact your insurance company if you were not at fault. This is false, because there are several coverages on your… [ read more ]
Make sure you have as much available insurance coverage as possible when riding a motorcycle.
Paul D. Hux, Petersburg motorcycle accident lawyer
Attorney Paul D. Hux
There are two kinds of people that ride motorcycles: those that have been in a wreck and those that are going to be in a wreck.
As personal injury lawyer who handles [ read more ]
Make Sure You Have The Right Auto Insurance Coverage
Author: Bill Bootwright
Bill Bootwright, Claims Consultant
New technology, computers, Smartphones, tablets, etc., mean we can now purchase car insurance without the traditional face-to-face meeting or phone call with an agent. The problem with purchasing insurance online is that you may not know what you’re actually paying for and how it may protect you. You don’t get the advice of an agent who can explain your… [ read more ]
Robert L. Mertig, Claims Consultant
Author: Claims Consultant Robert L. Mertig
Many states have minimum limits for automobile liability insurance. In Virginia, this minimum is $25,000 per person and $50,000 per accident.[1] Because car insurance can be expensive, many people are tempted to purchase only the minimum. There are good reasons, however, to purchase limits that exceed the 25/50 state minimum.
First, the insurance company’s responsibility is to pay the limits of liability… [ read more ]
Mechanicsville Car Accident Attorney
Author: Attorney Christopher A. Meyer
Most people know that their motor vehicle insurance policy covers them for accidents due to their fault when they are driving the car on the policy. Many of us also sometimes drive someone else’s car. Do you know whether, when you are operating someone else’s vehicle, you are covered by either the insurance on that car… [ read more ]
Robert L. Mertig, Claims Consultant
Author: Claims Consultant Robert L. Mertig
I have read many articles recommending that consumers cancel the collision coverage on their vehicle’s car insurance policy once it reaches a certain age. However, my many years spent in the field of insurance has shown me that this is almost always a bad idea. Authors often present cancellation as a way to save money, arguing that there is no reason to… [ read more ]
Richmond Attorney Melinda H. South
Author: Attorney Melinda South
When renting their first apartment or house, tenants often don’t think of renters insurance unless their landlord requires it. Although the landlord may have insurance, this usually only protects the property owned by the landlord – and not the tenant’s property.
Renters insurance will provide coverage for your personal property as well as liability coverage.[1] You may assume… [ read more ]
Robert L. Mertig
R. Clayton Allen
Authors: Bob Mertig & R. Clayton Allen, Esquire
When you purchase auto insurance in Virginia(1), there are several types of coverage on the policy that are optional. One of these is Medical Payments coverage. Medical Payments coverage is a “first party coverage” which you may purchase in addition to the basic liability coverage… [ read more ]
Attorney W. Coleman Allen, Jr.
Author: Attorney W. Coleman Allen, Jr.[1]
The short answer to this question is an emphatic “NO!” The answer is emphatic, because the language of the policy might not only be incomplete, but actually misleading. Consequently you may miss coverage to which you are entitled that is not even described in the policy, and may in addition fail to recognize what coverage is provided, because some… [ read more ]
Robert L. Mertig, Claims Consultant
Author: Claims Consultant Robert L. Mertig
In Virginia, we see many instances where the at-fault party has only minimum limits of automobile liability insurance coverage, and the injured party also has only the minimum limit of $25,000.[1] Under these circumstances, often the most you can recover — no matter how serious your injury or loss – is only $25,000.
Increasing your liability and UM (Uninsured Motorist) limits… [ read more ]
The blog is maintained and edited by Allen & Allen partner and personal injury attorney R. Clayton Allen. Clayton is a seasoned litigator who has successfully handled all types of personal injury cases. He has been with Allen, Allen, Allen & Allen for over 20 years, where he is known for negotiating settlements with difficult insurance companies and for handling complex cases.