Articles in the Insurance Companies Category
Chesterfield Attorney, Insurance Companies, Insurance Coverage »
Egena Younger, Claims Consultant
Author: Egena T. Younger
You have been involved in an accident and are contacted by the insurance company. The adjuster requests your full name, address, date of birth and social security number. You feel uncomfortable providing such private information, but you are told that the information is required to handle your claim, or maybe you are told that it is required to properly issue your check upon settlement of your claim. No matter what the reason, this information…
Insurance Companies, Personal Injury, Richmond Attorney »
Attorney R. Clayton Allen
Author: Attorney R. Clayton Allen, Esquire
In Part One, I talked about some considerations of why you might hire a personal injury attorney, and some ways insurance companies may take advantage of you if you don’t have an attorney. In Part Two, I’ll discuss some additional considerations.
1. The more money that is involved, the more you have to lose if you handle it wrong. And the more incentive the insurance company has to take advantage of you.
If your…
Car Accidents, Insurance Companies, Insurance Coverage, Personal Injury, Richmond Attorney, Trucking Accidents »
Attorney R. Clayton Allen
Author: Attorney R. Clayton Allen
As a personal injury attorney, one of the questions I am most frequently asked is why an injured person needs to hire an attorney to represent them. Here’s an outline of how I usually answer that question.
Sometimes you don’t. If your injuries are relatively minor, if your medical treatment is for only a short period of time, and if your medical expenses and other damages are small, and if you are pretty savvy…
Insurance Companies, Personal Injury »
Bill Bootwright, Claims Consultant
Author: William P. “Bill” Bootwright, Claims Consultant
You have often heard the expression “you can’t have your cake and eat it, too.” (1) But that’s exactly what the insurance companies try to do in handling claims. Whatever the situation, they try to argue that means the injured person wasn’t hurt very much. Sometimes they create a problem, and then try to benefit from it. Just the other day I had a case with a claims adjuster where this expression…
Insurance Companies, Insurance Coverage, Personal Injury, Richmond Attorney »
Attorney Priscilla R. Woody
Author: Attorney Priscilla R. Woody
The insurance company wants to settle your case as soon as possible if you are injured and not represented by an attorney. Use of a “Scheduled Release” (1) is a tactic used by insurance companies to entice unrepresented claimants (people who are making a claim to the insurance company) to settle their claims quickly. When claimants are wary and unsure of the claim process and their future medical condition, the insurance representative appeases them…
Insurance Companies, Medical Malpractice »
Attorney Malcolm P. McConnell
Author: Attorney Malcolm P. McConnell
For years, some doctors and insurance companies have been telling us and our government that unless frivolous medical malpractice lawsuits are curtailed, and unless out-of-control verdicts are limited, doctors will be driven out of practice by high malpractice insurance premiums. Their efforts have been very successful in Virginia, where doctors enjoy the privileges of a special class, exempting them from being held responsible for the consequences of their negligence.
Throughout this conflict, your attorneys…
Insurance Companies, Personal Injury, Richmond Attorney »
Article by Bree King & Attorney Melinda H. South
Bree King, Claims Consultant
Attorney Melinda H. South
Recently I received a call from a young man who had signed a Release to settle his personal injury claim. He wanted to know if he had any recourse. It turns out he had signed a Release only three weeks after his motor vehicle accident even though he was still in pain. He thought he would get better, so he accepted an offer of $750 cash…
Car Accidents, Fredericksburg Attorney, Insurance Companies, Personal Injury »
Claims Consultant Chris Cloude
Author: Chris Cloude
You are driving to the grocery store taking your time and following your normal route. As you approach an intersection, the stoplight is green and you proceed into the intersection. Out of the corner of your eye you see a flash, and your car is hit on the passenger side.
A few days later, an adjuster calls you from the insurance company for the person that hit you. The adjuster informs you that the insurance company…
Car Accidents, Insurance Companies, Insurance Coverage, Trucking Accidents »
What About My Car?
You may or may not have had severe injuries after your unfortunate car or truck accident but WHAT ABOUT YOUR CAR? If your car was damaged and the accident was not your fault, here are some guidelines to help you in dealing with the insurance companies and getting your car repaired.
What is covered?
You are entitled to payment for any damage done to your car and personal property, such as, clothing, eye wear, sports equipment, or personal belongings that…
General Information, Insurance Companies »
How Insurance Companies Deny, Delay, Confuse or Refuse
The American Association for Justice Reports
What are some of the tactics used by insurance companies to make money at the expense of consumers? “Some of America’s most well-known insurance companies—the same ones that spend billions on advertising to earn your trust—have endeavored to deny claims, delay payments, confuse consumers with incomprehensible insurance-speak, and retroactively refuse anyone who may cost them money.”
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