The Importance of Seat Belts

Author:  Chris Cloude

Claims Consultant Chris Cloude

Seat belts are important safety features of modern vehicles that save lives and prevent injuries. Below are some facts and statistics that illustrate the importance of using your seat belt while in a motor vehicle 1:

Safety Belt Statistics

  • One out of every five drivers will be involved in a traffic crash this year.
  • Motor vehicle crashes are the leading cause of

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Trucking Accidents: Prompt Investigation is Essential

Tractor Trailer Accident

Prompt Investigation is Crucial

Prompt investigation is important in every kind of accident, but is especially critical in obtaining a satisfactory settlement or an excellent jury verdict in a tractor trailer accident case. Under Virginia law, the injured party, called the plaintiff, has the burden of proving how and why his accident happened. If the injured party cannot do this, he cannot win his case. The person who caused the… [ read more ]


Diminution of Value (Diminished Value): Is Your Car Worth Less After Accident Repairs Than If it Had Never Been Damaged?

Author:  Robert L. Mertig

Robert L. Mertig, Claims Consultant

Robert L. Mertig, Claims Consultant

Virginia law allows that, even after proper repairs have been made, you can recover the “loss of value” of your repaired vehicle after an accident in addition to the cost of the repairs. 1 Insurance companies and auto repair shops called this loss of value the “diminution of value” or “diminished value” of the vehicle.

In layman’s terms, “diminished value” means the difference in value between a vehicle… [ read more ]


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