More Than Medical Bills: Full and Fair Compensation in Virginia Personal Injury Cases

Author: Robert C. T. Reed, Personal Injury Attorney, Richmond VA

 Most people who are injured through no fault of their own understand that they can make a claim to recover money from the responsible party’s insurance company.  Unfortunately, many people are unaware of all the factors that must be considered before settling their claim.  Insurance companies often take advantage of this lack of understanding to convince injured claimants that they should accept a settlement that accounts for only a portion of their damages.  This can be a big mistake for an injured person. The following article explains all of the compensable damages under Virginia law.

Years of court cases involving…

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Why You Shouldn’t Give a Recorded Statement to the Insurance Company

Author: P. Christopher Guedri, Richmond VA Personal Injury Attorney

After you’ve been in an accident that wasn’t your fault, you may receive a telephone call from the adjuster of the person who hit you. She seems pleasant on the phone, and she just needs you to answer a few questions to “firm up liability.” Don’t fall for her trap! What she really wants is for you to give a recorded statement that the other person’s insurance can use against you to avoid paying you the money you deserve. This is why, as a general rule, you shouldn’t give a recorded statement concerning a motor vehicle accident to anyone without the advice of an attorney. You shouldn’t give an oral statement either.

But what could…

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Limited Insurance Coverage: How a Personal Injury Attorney Can Help Maximize Recovery

Author: Robert C. T. Reed, Richmond VA Personal Injury Attorney

Virginia law does not require drivers to carry liability insurance coverage. [1] Virginia drivers who pay a $500 ‘uninsured motorist’ fee are free to drive on Virginia roads and highways without any insurance at all. Those who do elect to carry liability insurance are only required to purchase $25,000 in coverage. There can be serious obstacles in obtaining financial recovery when a person is seriously injured by an uninsured motorist or someone with limited coverage.

Some people faced with this dire situation may wonder if making a claim is worth it. After taking out attorneys’ fees, case…

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A Graphic Reminder of the Dangers of Texting and Driving

Author: James Mick "Jamie" Kessel, Richmond VA Personal Injury Lawyer

The dangers of distracted driving are well documented, and no form of distracted driving is more prevalent today than texting-and-driving. This is why many states across the country have made it illegal to text while driving, giving police officers the right to pull over and ticket any driver they observe engaging in such activity. Unfortunately, drivers continue to text-and-drive every day, subjecting those around them to the consequences of distracted driving. This is why a number of different groups, such as the National Highway Traffic Safety Administration and It Can Wait, have started campaigns aimed at raising public awareness…

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EVIDENCE: Why Are Property Damage Pictures Important in a Personal Injury Trial?

Author: Charles L. Allen - Richmond, VA Personal Injury Attorney

The property damage loss to an injured victim’s vehicle after a car accident, motorcycle crash, bicycle accident or truck accident creates a separate claim from their personal injury case.  In most instances, the property damage claim is resolved long before the personal injury claim.[1]  Whether our client’s vehicle is repaired or considered a total loss (where the cost of repairs exceeds the retail value of the vehicle before being damaged), the property damage claim is often paid by the at-fault driver’s insurance company promptly following the collision.  While the personal injury law firm of Allen & Allen provides advice to our clients…

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New Protection for Claimants Injured in Motor Vehicle Collisions Who Have Health Insurance

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Author:  R. Clayton Allen, Richmond, VA Personal Injury Attorney

If you have been injured in a car crash, and have both motor vehicle insurance with medical payments coverage and also have health insurance, a new Virginia law that took effect on July 1, 2013, may give you additional benefits and protection.  This new statute will impact claimants and their health insurance carriers, as well as hospitals and doctors’ billing departments.  To understand how you may be affected, you first need to understand the interplay between health insurance and motor vehicle insurance under Virginia law.

People who are injured in a motor vehicle crash and taken to the hospital emergency room often sign…

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Don’t Drink & Drive This New Year’s Eve - Free Cab Ride Home in Richmond, VA & Charlottesville, VA from Allen & Allen

Once again the personal injury law firm of Allen & Allen is offering an incentive not to drink and drive in both Charlottesville, VA and the metro Richmond, VA area on New Years Eve 2013 – a free taxi ride home. Allen & Allen will pick up the fare for anyone taking a taxi home on New Year’s Eve. “We started this program with the goal of keeping our community and our roadways safe,” said Firm president Trent Kerns. “Anyone who is unable to safely drive home this New Year’s Eve will receive a free sober ride home courtesy of Allen & Allen.”

RICHMOND, VIRGINIA DETAILS: Call 804-354-TAXI

Partnering with Napoleon Taxi, Allen & Allen will pick up the fare for anyone taking a taxi…

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Passing and Overtaking on Two Lane Roads: Safe Driving

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Author: Scott D. Fitzgerald - Richmond, Virginia Personal Injury Attorney

Although less than 20% of the U.S. population lives in rural areas, about 55% of traffic fatalities in the United States occurred there in 2010.  Many of these rural motor vehicle fatalities were on two-lane roads.[1]

An older study based on 2003 data revealed that two-lane primary roads in Virginia accounted for almost half of all traffic fatalities in the Commonwealth.  However, only approximately 1/3 of the estimated miles driven on Virginia roadways in 2003 were on two-lane primary roads.[2]

Serious accidents on two-lane roads occur for a variety of reasons, including driver inattention, excessive speed…

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The Facts About Distracted Driving

Author: James Mick "Jamie" Kessel - Richmond, VA Personal Injury Attorney

There are roughly 8.2 million people living in Virginia[1], and approximately 5.4 million of them are registered drivers[2]. With this many people on our roads, it's a small wonder that there were only 124,000 reported traffic crashes in 2012[3]. The Virginia Department of Motor Vehicles ("DMV") does give statistics on alcohol and speed related accidents, but doesn't currently give any for accidents caused by distracted driving. However, the US Department of Transportation ("USDOT") does have some national statistics on the issue. It reports that distracted drivers caused or contributed to 10% of crashes involving injuries in the…

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Asleep at the Wheel: The Facts About Fatigued Driving

Author: Christopher J. Toepp - Fredericksburg Personal Injury Lawyer

We live in a fast-paced world. Whether it’s working overtime, staying up late to finish a project or socializing with friends, studies suggest that long days and restless nights are common for most of us. The National Sleep Foundation (“NSF”) estimates that millions of Americans suffer from “self-imposed sleep deprivation.”[1] Everyone knows that sleep-deprived drivers create serious and potentially deadly car accidents on America’s roadways. A lesser known fact is that fatigued driving has reached almost epidemic proportions in today’s society.

The NSF survey reveals that 36 percent of Americans drive drowsy or fall asleep behind…

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