What the Insurance Claim Rep Won't Tell You About Your Personal Injury Claim

David M. Williams, Personal Injury Attorney

 Author: David Williams, Stafford, VA Personal Injury Attorney

Claim representatives for the insurance carriers are professionals who are experts at what they do. The claims representative[1] for the liability insurance company is a trained professional whose job is to have your claim cost the insurance company as little as possible. That means your compensation may be a small percentage of what is considered a "fair and reasonable" settlement amount.

If you are hurt and unrepresented, and not familiar with personal injury claims, the hardball tactics used by some claims representatives can leave you feeling dazed and confused. You are likely to feel that you are being taken advantage…

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Five Things That Affect How Long Your Personal Injury Case Takes

Ryan E. Wind, Mechanicsville, VA Personal Injury Attorney

Author: Ryan E. Wind, Mechanicsville, VA Personal Injury Attorney

My clients frequently ask me how long it will take to settle a personal injury case. While there is no straightforward or simple answer, there are five main factors that significantly affect how long it takes to resolve a claim.

Severity of Injuries/Length of Treatment

If you are injured in an accident due to someone else’s negligence, we encourage you to contact an attorney as soon as possible. Some insurance companies are unwilling to discuss resolving your claim until you have fully recovered or reached maximum medical improvement. If the insurance company is unwilling to discuss your case until the full…

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Simple Steps you can Take to Help your Personal Injury Case

Christopher J. Toepp, Fredericksburg, VA, Personal Injury Attorney

 

Fredericksburg, VA personal injury attorney Christopher J. Toepp explains how clients and their attorneys are a team, and that effort from both sides increases the probability of maximizing the results in personal injury cases.

Our priorities in a personal injury case

 

My number one goal is to get the best results possible for my clients. In my mind, that means working together. Many of my clients ask “What can I do to help my personal injury case?”

Following your doctor’s advice is the most important thing you can do to maximize the results of your personal injury case. In the aftermath of a motor vehicle collision, when you’re injured, you may see a variety of medical doctors:…

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Safety Tips for Hoverboards

Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Author: Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Self-balancing scooters, more commonly known as “hoverboards,” were one of the most popular toys of 2015.[1] Despite reports of many hoverboards catching on fire, they were still under high demand this holiday season.[2] The high number of sales has resulted in many accidents due to fires and falls.

Fire Hazards of Hoverboards

In Los Angeles, a hoverboard explosion was caught on video after the board started sizzling while being ridden down the sidewalk.[3] Additional fire incidents have been reported while hoverboards are charging, and even while sitting on the floor at a shopping mall.[4] According to the Consumer Product Safety…

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I Don’t Know Who Hit Me: “John Doe” Claims in Virginia

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Author: Christopher J. Toepp, Fredericksburg, VA, Personal Injury Attorney

When you or someone you know is involved in a motor vehicle accident, claims for bodily injury make sense. The at-fault driver has an obligation to pay full and fair compensation to return the injured person to their pre-accident condition. Simply put, if your negligence causes an accident you have a legal obligation to make things right with the person you harm. In most cases, identifying information is exchanged at the accident scene and a claim is made with the at-fault individual’s insurance company. Cases are settled or lawsuits proceed to trial. In rare instances such as hit-and-run, however, the at-fault party cannot be…

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Who Is My Case Against – The Other Driver, Their Insurance Company or My Insurance Company?

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Author: Robert C. T. Reed, Richmond, Va Personal Injury Attorney

People who have been harmed due to someone else’s careless conduct often know they have a right to be compensated for their injuries. But, the source of that compensation can be unclear to those who have not had such a claim before. 

For instance, take a motor vehicle collision between two vehicles without passengers.Both drivers have automobile insurance, and one driver is at fault and the other driver is injured. In this example, the injured driver has a legal right to recover compensation from the at fault driver. The injured driver’s “claim” can include medical bills, lost wages, pain, suffering, inconvenience, and mental anguish. …

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Will My Insurance Company Increase My Premiums Or Cancel My Coverage If I Make A Claim?

By Robert C. T. Reed, Richmond Personal Injury  Attorney

People pay a lot of money for auto insurance coverage that they are afraid to use.  Everyone understands that car insurance protects you and your loved ones from financial ruin when you are the cause of a collision that injures others.  Your insurance is also designed to protect you and your family in the event that injury is caused through the fault of another who has no insurance or inadequate insurance.  You may also be entitled to medical expense benefits through your insurance if you elected that coverage when you purchased your policy.  It is common for people to be reluctant to make claims for these benefits from…

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Claims for Lost Earning Capacity in Virginia

Author: Ashley T. Davis, Esquire, Personal Injury Lawyer, Richmond Virginia

Being injured in an accident can be a devastating and life-changing experience.  With time, some accident victims are able to recover from their injuries and resume the life that they were living before the accident.  Others might not be so fortunate.

You might have heard that accident victims can seek compensation for medical bills, lost wages and pain and suffering.  But what if that is not enough?  What happens if you are forced to give up your job, because you are physically or mentally unable to do it anymore?   What happens if you have been forced to give up on your dreams and career goals,…

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The Check is in the Mail: Explaining the Delay Between “Notification of Payment” and Closing a Personal Injury Claim

Author: J. David Douthit, Esq., Richmond Virginia Attorney

In 2013 the General assembly enacted Code of Virginia section 38.2-236.[1] This section requires an insurer to give written notice whenever it makes a payment of $5000 or more to settle an injured person’s claim.  Pursuant to Virginia’s Code, this notice of payment must be made directly to the injured person within five business days from the date the payment is made or sent to the injured person’s attorney.  An injured person who receives a notice of payment from an insurance company often, and quite reasonably, expects that their attorney has received the settlement check when they get the “notification of payment”…

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More Than Medical Bills: Losses Covered In Virginia Personal Injury Claims

Author: Charles L. Allen, Personal Injury Attorney, Richmond VA

Motor vehicle accidents impact injured people’s lives dramatically. After a serious collision on the road people are often physically injured, left without a vehicle, unable to work for a significant period of time and are required to travel to and from countless medical appointments. Over time, many accident victims become depressed, overwhelmed emotionally or overcome with stress when they get back behind the wheel of a car. For a person injured through no fault of their own, the inconveniences of recovery can be substantial. In the aftermath of a collision, it is important that you understand what damages are financially compensable in…

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