By Robert C. T. Reed, Richmond Personal Injury Attorney
It seems strange, but it's true: people pay a lot of money for auto insurance coverage that they are afraid to use.
Everyone understands that car insurance protects you and your loved ones from financial ruin when you are the cause of a collision that injures others, but your insurance is also designed to protect you and your family in the event that injury is caused through the fault of another who has no insurance or inadequate insurance. You may also be entitled to medical expense benefits through your insurance if you elected that coverage when you purchased your policy.
It's common for people…