Will Your Insurance Premiums Go Up If You Report Your Auto Accident To Your Insurance Company? - VIDEO


Fredericksburg, VA personal injury lawyer Kathleen Smith explains why you should report an accident to your auto insurance company, whether it was your fault or not.


Will your insurance premiums go up if you report your accident to your insurance company? The simple answer is no. Insurance companies cannot increase your rates or cancel your policy simply because you were in an accident.

Three reasons why your auto insurance policy can be canceled

There are only three reasons why your auto insurance company can legally cancel your policy:

You don’t pay your premiums. Your license is suspended or revoked. Your insurance company no longer does business in your state. You should…

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Jury Links Johnson & Johnson Talcum Powder To Ovarian Cancer

Jason W. Konvicka, Richmond, VA Medical Malpractice Attorney

Author: Jason W. Konvicka, Richmond, VA Product Liability Attorney

Johnson & Johnson Baby Powder has been linked to ovarian cancer. Furthermore, the company’s internal memos suggest they were aware of these risks, but gave no notice or warnings to consumers.[1]

A second civil lawsuit against Johnson & Johnson resulted in a $55 million award to a 62-year-old woman who said her ovarian cancer was the result of talcum in the baby powder. Talc was discovered in her ovarian tissues, and her cancer is in remission. [1] Previously, Johnson & Johnson faced a $72 million award after a woman lost her life.[2] Sixty-two year old Jacqueline Fox passed away last Fall after losing her two-year battle with…

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#IAmAnAllen: Rob Reed

Robert C. T. Reed, Richmond, Va Personal Injury Attorney

Meet Robert C. T. “Rob” Reed, an attorney who joined Allen, Allen, Allen, Allen & Allen in August 2012. Rob is a member of the Allen & Allen family who focuses on helping victims rebuild their lives after an accident. Read more about why Rob chose personal injury law and Allen & Allen.


Why did you decide to go to law school?Because I was an analytical thinker growing up and I was told from a young age that I might make a good lawyer someday. I particularly wanted to understand the law in a way that I could use to eventually help people. Did you always know that you wanted to pursue personal injury law?Not originally, but it occurred to me later that all of the elective…

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Kerosene Heater Safety

Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Author: Jason W. Konvicka, Richmond, VA Personal Injury Attorney


Kerosene heaters are portable heaters that can be used to heat homes or small spaces, commonly used during power outages.[1] If you use a kerosene heater, you should be aware of the hazards associated with them and take proper safety precautions to avoid any accidents or injuries.

Types of Kerosene Heaters

There are two types of portable kerosene heaters.[2]  It is important to know the differences between the two types of heaters to ensure that you are using them safely.

Convective heaters – Convective heaters are typically circular.[3] These are designed to heat larger areas and should not…

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Automotive Recalls: Are They Enough to Ensure Public Safety on the Roads?

James Mick Kessel, Richmond, Virginia Personal Injury Lawyer

Author: James Mick "Jamie" Kessel, Short Pump, VA Personal Injury Attorney

Takata, the world’s fourth-ranked airbag manufacturing company, recently initiated a recall of a number of cars assembled with their products. Since the announcement was made, the number of recalled cars has steadily increased, and Takata has stated that more than 33 million cars worldwide could contain a defective airbag.[1] Even with the recall in place, history suggests that the majority of recalled cars will remain on the road in their defective state.[2]

The recall was ordered due to a defect that caused the airbags to shoot shrapnel into the driver and passenger area of the car when deployed. This shrapnel produced…

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Safety Tips for Hoverboards

Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Author: Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Self-balancing scooters, more commonly known as “hoverboards,” were one of the most popular toys of 2015.[1] Despite reports of many hoverboards catching on fire, they were still under high demand this holiday season.[2] The high number of sales has resulted in many accidents due to fires and falls.

Fire Hazards of Hoverboards

In Los Angeles, a hoverboard explosion was caught on video after the board started sizzling while being ridden down the sidewalk.[3] Additional fire incidents have been reported while hoverboards are charging, and even while sitting on the floor at a shopping mall.[4] According to the Consumer Product Safety…

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Skiing Safety Tips

Paul D. Hux, Chesterfield, VA Personal Injury Attorney

Author: Paul D. Hux, Chesterfield, VA Personal Injury Attorney

Skiing can be a fun wintertime activity as long as skiers exercise awareness and follow safety precautions on the slopes. Being unprepared for the possible dangers of skiing can result in serious injury or even death, but taking the proper precautions can reduce these risks.

Ski Equipment and Safety

A large percentage of all ski injuries are the result of improper binding performance.[1] Ski bindings can fail to release or otherwise malfunction, causing ankle or knee injuries. To prevent this type of injury, skiers should check their equipment before taking it out on the slopes. Rented and owned equipment should be checked for defects…

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Protecting Children from Online Dangers: Safety Tips


Author: Edward L. Allen, Fredericksburg, VA Personal Injury Attorney

Computers and smart phones have become increasingly prevalent in recent years, with research showing that 84% of United States households own a computer and 64% of Americans owning cell phones.[1] While not all children have their own computer or phone, many have at least some access to one. The internet can be a positive place for children to learn and talk with friends, but there are many dangers involved if proper precautions are not taken.


Perhaps the most imposing and well-known threats to children’s safety are online predators. These predators are usually strangers using online profiles and chats to communicate…

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Can I recover medical expenses even though my health insurance paid them?


Author: Malcolm P. "Mic" McConnell, III, Virginia Medical Malpractice Attorney

Yes, you can.  Virginia law includes what is called the “collateral source” rule.  If someone is negligent and hurts you, there is no reason why he should get the benefit of health insurance that you paid for.  As the Supreme Court of Virginia has said, “A person who is negligent and injures another ‘owes to the latter full compensation for the injury inflicted[,] . . . and payment for such injury from a collateral source in no way relieves the wrongdoer of [the] obligation.’”[1] Thus, the wrongdoer’s obligation to you is not diminished by your receipt of insurance payments, social security benefits, public and private pension…

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Liability in a World of Driverless Cars

Jason W. Konvicka, Richmond, VA Personal Injury Attorney

Author: Jason W. Konvicka, Richmond, VA Personal Injury Attorney

When an accident occurs, many drivers will move their vehicle to a safe place on the side of the road, if the vehicle can be moved.[1] Drivers might call the police and exchange information with the other driver.  But what happens when the other vehicle does not have a driver?

Google launched its self-driving car project in 2009, hoping that their prototype car could help make roads safer and easier to navigate.[2]  Since then, autonomous cars have driven over 1,158,818 miles.[3]  Currently, Google has 28 self-driving cars on the road.[4]  To see the Google car on the road, click here.

“In the six years of our project,…

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