Author: Ryan E. Wind, Mechanicsville, VA Personal Injury Attorney
One of the most frequent questions I receive from new clients is, "how will this accident affect my insurance premium?" If the accident was not the client’s fault, then the answer is simple: it will not affect that client’s insurance premium.
Insurance premiums and accidentsWhy do people believe that using their insurance to help cover an accident will cause their premiums to rise? The exact reason for this belief is unclear; perhaps the insurance company has scared its customers about using their own coverage. Or, perhaps people have heard that others had their…