The Importance of Seat Belts

Author:  Chris Cloude

Claims Consultant Chris Cloude

Seat belts are important safety features of modern vehicles that save lives and prevent injuries. Below are some facts and statistics that illustrate the importance of using your seat belt while in a motor vehicle 1:

Safety Belt Statistics

  • One out of every five drivers will be involved in a traffic crash this year.
  • Motor vehicle crashes are the leading cause of

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Current Supreme Court Issues: Gun Control & the McDonald v. Chicago Case

Author:  Personal Injury Attorney Tamara L. Jezic

Personal Injury Attorney Tamara L. Jezic

On Tuesday March 2, 2010, the U.S. Supreme Court heard arguments in McDonald v. Chicago, a case involving the controversial issue of gun control.

The basic “right to bear arms” is found in the Second Amendment to the U.S. Constitution, where it states: “A well regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms, shall… [ read more ]


Medical Malpractice: The Mythical Solution of Tort Reform

Author:  Attorney Matthew B. Murray

Tort Reform is back in the news. The Republicans in Congress insist that Tort Reform in the medical malpractice field is an essential part of any reform of our health care system. Tort Reform sounds like a great idea, doesn’t it! Reform is always good because it means something must be wrong. Something needs fixing. And fixing it will make it better. What sounds good must be good, right?

In truth, Tort Reform is a myth cooked up to take… [ read more ]


Trucking Accidents: Prompt Investigation is Essential

Tractor Trailer Accident

Prompt Investigation is Crucial

Prompt investigation is important in every kind of accident, but is especially critical in obtaining a satisfactory settlement or an excellent jury verdict in a tractor trailer accident case. Under Virginia law, the injured party, called the plaintiff, has the burden of proving how and why his accident happened. If the injured party cannot do this, he cannot win his case. The person who caused the… [ read more ]


Diminution of Value (Diminished Value): Is Your Car Worth Less After Accident Repairs Than If it Had Never Been Damaged?

Author:  Robert L. Mertig

Robert L. Mertig, Claims Consultant

Robert L. Mertig, Claims Consultant

Virginia law allows that, even after proper repairs have been made, you can recover the “loss of value” of your repaired vehicle after an accident in addition to the cost of the repairs. 1 Insurance companies and auto repair shops called this loss of value the “diminution of value” or “diminished value” of the vehicle.

In layman’s terms, “diminished value” means the difference in value between a vehicle… [ read more ]


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